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Financing

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Pay at your own pace

With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.

Choose 4 interest-free payments paid every two weeks or monthly installments.

For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR

Steps

Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Choose how to pay

Pick the payment plan you like best. You’ll never pay more than you agree to up front.

Pay over time

Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.

Buy with confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Affirm Value Props

Transparent

Affirm tells you the total amount you’ll pay up front. That number will never go up.

Flexible

You choose the payment schedule that works best for you

Fair

Affirm doesn’t charge late fees or hidden fees of any kind, ever

Disclosure : Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: arm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Arm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see arm.com/licenses.

FAQs

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.com.

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